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Hurricane Season and Your Insurance Program in a Hard Market

By Joe Capers, Insurance Zone With 70% confidence, NOAA (National Oceanic & Atmospheric Administration) has just released its 2022 Hurricane Season Forecast calling for an above average season with 14 to 21 named storms. Last year’s 21 named storms was the second season in a row – third overall – in which the designated 21-name […]

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10 Signs Your Home or Commercial Building has a Mold Infestation

By Jeremy Neel, It’s a well-known fact that mold destroys homes and ruins people’s health. Yet, some people aren’t aware of how to find out if there is mold in their homes. While mold is a problem anywhere, Florida’s weather creates more risks for mold. Florida’s high heat and severe storms increase the risk of mold in homes and […]

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Inflation May Be Leaving You More Underinsured

By Joe Capers, Insurance Zone For the past year or so, Florida property owners have learned about the many factors that caused our insurance premiums to increase at unprecedented levels. This is true in all lines of insurance, but primarily with insurance for residential and commercial property. There are multiple reasons for the state of […]

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Small Business Connect Hosts Chamber Membership Director Jennifer Cooper May 25th

Have you ever wondered what the local Chamber of Commerce does and what the benefits would be for a small business considering joining? On Wednesday, May 25th, Jennifer Cooper, Membership Director of the Walton Area Chamber of Commerce will give a talk and answer your questions about the value of joining the local Chamber. Jennifer […]

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Ask Apex: The Importance of State-of-the-Art Structural Drying

By Ken Larsen, CR Your home or commercial building has water damage. Do you know how to select a company with water damage and structural drying services? More importantly, will you be able to tell if they did the job right? Are you sure you’re asking the right questions? Improper structural drying causes problems like […]

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Emerald Coast Energy Solutions: Mom’s Earth Day

By Chris Balzer, Mom’s Earth Day? Sounds made up, right?  Earth Day was April 22nd and Mother’s Day is May 8th, only 16 days apart so I thought I would combine the two and make Mom’s Earth Day.  At ECES, we treat everyday like Earth Day, we increase comfort and lower CO2 emissions saving the […]

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FPRA NWFL Coast Chapter Announces 2022 Image Award Recipients

The Northwest Florida Chapter of the Florida Public Relations Association is excited to announce the winners of the 2022 FPRA Image Awards and Joe Curley Rising Leader Award. The Florida Public Relations Association’s (FPRA) Image Awards are the precursor to FPRA’s Golden Image Awards. Conducted annually, the Image Awards competition provides PR practitioners a platform […]

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Market Volatility Continues

By Maurice Stouse It has been quite a different year for investors. Investments can be classified in a few main categories:  1) Financial: stocks, bonds or cash; 2) Real: real estate, 3) Alternative: gold, bitcoin, commodities as examples 4) Personal: jewelry or perhaps collectibles. War, rising interest rates and bond yields and inflation have had […]

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Condominium Insurance and the Value of a Customized Unit Owners Policy

By Joe Capers, Insurance Zone On June 24, 2021, Champlain Towers South in Surfside, Florida, suffered a collapse of the east wing, killing 98 people. This building was constructed in 1981 with 136 units. Although building failures of this nature in the U.S. are seldom seen, it is important to examine what happened to prevent […]

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