Prominently Perched on the Shores of St. Andrews Bay, Villa Chimera Inspires the Imagination.From Berkshire Hathaway HomeServices BeachProperties of Florida Imagine an opening sequence through the gun barrel. 007 stands watchfully on the regal balcony of Villa Chimera overlooking the Venetian estate and the waters of St. Andrews Bay. The 1964 Aston Martin is parked in the driveway in front of the marble fountain, the mythological Chimera, a fire-breathing, three-headed monster foreshadowing the larger-than-life villain to come. Moneypenny and Q enter the scene through the opulent foyer underneath a crystal chandelier to arrange a top-secret meeting in the study. Throw in an epic sailboat scene on the bay, an extravagant party with lavish guests and double agents, and some high-speed chases and you have the makings of a riveting James Bond film set on the Gulf Coast of Northwest Florida. With its authentic European design and architecture, the Villa Chimera evokes an imperial aura. Inspired by the classic Palladian villas of the Veneto in Italy, this residence was years in the making from planning to construction and boasts an architectural integrity and authenticity rarely found in modern construction. There’s simply no other home like it in Bay County. With just one step through the columned front porch into the soaring foyer, it is immediately evident the meticulous amount of detail and care poured into every element of this masterpiece home. Says listing agent Amin Delawalla of Berkshire Hathaway HomeServices Beach Properties of Florida, “In my many years representing luxury... Read More

  From the Insurance Institute for Business & Home Safety As the calendar flips to May, it marks the beginning of National Hurricane Preparedness Week. Not quite five years removed from the devastating impact of Hurricane Michael, Panama City Beach does not need to be reminded about the importance of being prepared, but with information available from various sources, it can be hard to discern the best steps to take. Based on decades of field and lab research, the Insurance Institute for Business & Home Safety (IBHS) has released its 2023 Hurricane Ready guides featuring preparedness tips to help home and business owners strengthen their properties against storms. IBHS research shows resilient construction and re-roofing can significantly reduce the risk of storm damage. The nonprofit research organization has also identified some low-cost DIY projects that can help any building better withstand high winds and heavy rain. “One of the things we note when investigating storms is that homeowners can do things to reduce the likelihood and severity of storm damage,” said Dr. Ian Giammanco, lead research meteorologist at IBHS. “Even with Hurricane Ian, which caused extreme damage due to storm surge, we saw limited wind damage in homes built after 2002, when the Florida Building Code was first adopted. Amid the overall destruction, this positive result helps show that we are not powerless against Mother Nature.” While some of the projects included in the Hurricane Ready guides can be done prior to an impending storm, IBHS encourages people to begin... Read More

  Okaloosa County Destin-Fort Walton Beach Tourism and the Florida Fish and Wildlife Conservation Commission is celebrating the 5th Annual Lionfish Removal & Awareness Festival on May 20-21 at the Destin Harbor. Lionfish are an invasive species that prey on native fish with no known predators due to their venomous spines. The Emerald Coast Open (ECO) tournament is a key component that helps mitigate the growing lionfish threat in the Gulf of Mexico. “We are fortunate to have a Coastal Resources Division in our community, focused on awareness and reducing the population of this invasive species,” said Okaloosa Board of County Commissioners Chairman Mel Ponder. FWB Life is looking forward to an exciting 2023 tournament! “The success of this annual event is undeniable,” said Okaloosa County Board Chairman Trey Goodwin. “It not only helps to remove this invasive species, but it brings so many different local industries together within a family-friendly atmosphere that’s accessible to the public. This event grows each year and it could not happen without the hard work of the Coastal Resource Team within our Tourism Development Department.” The festival includes the Emerald Coast Open Tournament May 19-20. The tournament gives divers the opportunity to compete for prize money totaling nearly $100,000 in categories like most lionfish caught and largest and smallest lionfish. In 2019, ECO had 189 participants and removed 19,167 lionfish throughout the tournament – 14,119 in three days. ECO gave away $48,000 in cash prizes and more than $10,000 in gear prizes. Last year’s... Read More

  By Joe Capers With Summer around the corner, a lot of us locals (and our guests) will be out in our golf carts. You might even want to purchase one. Just remember, as there are different kinds of golf carts, which you’ll discover when you go to the dealership and start looking at them, there’s also different types of insurance coverage depending on your vehicle. Let’s shed some light on the differences, coverages and when you need what. To begin with, there are two main ‘uses’ for golf carts/LSVs. Either personal or business/commercial. When your golf cart or LSV is used by you and your direct family members only, that’s considered personal use. If you have a rental condo, for instance, and include a golf cart for your renter’s use, that makes it business/commercial. So, you’re wondering, what’s the big deal? Let’s start with personal use and the two types – golf carts and LSVs. Golf carts are usually electric and have a maximum speed of about 15 mph and are designed to be used on your property or within the community your home is located, and back and forth to the golf course. They aren’t tagged or registered for driving on the street like your car. Some home or condo policies might include minimal golf cart coverage with an endorsement, but this won’t give you everything you need and is not recommended. A separate golf cart policy would give you the best coverage. Next, there are LSVs, or... Read More