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Emerald Coast Energy Solutions; The Year Was 1797

If we could go back in time to 1797, we would witness John Adams become the 2nd US President.  The first ship of the United States Navy, the frigate USS United States being commissioned and the first washing machine was invented.  Yes, the first washing machine, a simple tub and rigid board was used to […]

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Financial Research and Commentary for April 2022

By Maurice Stouse, Branch Manager and Financial Advisor Will Money Become Scarce Again? It seems that these days everywhere you go there is a shortage of service, a shortage of product or a shortage of labor, or people to help you. Americans have never been in stronger financial shape, savings have never been higher, and […]

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Everything You Need to Know About Coworking Spaces

By Melissa Fertitta Did you know that the U.S. is the world leader when it comes to the amount of physical coworking space available? Upwards of 80 million square feet is identifiable as a flexible workspace. The coworking movement is not a hot new trend, though. Many enterprise level clients are realizing what freelancers, gig […]

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It’s Time for your Annual Insurance Review

By Joe Capers, Insurance Zone Although I encourage everyone to engage in an insurance review at any time during the year, the New Year is the perfect time to resolve to better protect your family’s home and belongings. When was the last time you reviewed your insurance? The review should include an analysis of current […]

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John Farrow Has Construction In His Blood

By Kenneth Books John Farrow was born to be a contractor. He said he became interested in construction “probably about the time I was 4 and started playing with Legos and building blocks. In summers in high school, I’d actually go work on construction sites.” He also put himself through school by working construction. “I […]

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Emerald Coast Energy Solutions: Comfort, Savings, Peace of Mind

By Chris Balzer According to NOAA (National Oceanic and Atmospheric Administration) December was the warmest December on record since recording temperatures began in 1880 by the administration.  So what does that mean?  There are many different thoughts and ideas on this subject and I will let you make your own conclusions.  What I do know […]

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Thoughts for Investors So Far This Year

By Maurice Stouse Financial Advisor and Branch Manager As bond yields have risen for most of this new year (the bellwether 10-year US Treasury is at 1.92% as of this writing) and that has had an impact on equity and bond markets. For equities, the NASDAQ, S&P and Dow are all negative YTD with the […]

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Fun Facts and the Lighter Side of Insurance…

By Joe Capers, Insurance Zone Last month, we updated everyone on the changing insurance marketplace in Florida, and the fact that the hard market (increase in premiums and tighter carrier guidelines) will continue for at least another year. I do not anticipate any improvement until well into 2023. Knowing that insurance can be boring, and […]

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Car Shopping The Smart Way: How to Land The Right Preowned Car at the Right Price

By Will Estell  Whether you’re shopping for your first car, truck or SUV or in the market for your 15th one, vehicle shopping can be a tedious chore, and that’s especially true in today’s automobile market. There’s often such a fine line between a really great deal and a really bad one, but the more […]

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Emerald Coast Energy Solutions; Homeowner’s Frequently Asked Questions

by Chris Balzer, What does R-value mean?  R-value measures insulation’s resistance to heat flow.  It can also be referred to as “thermal resistance.”  The higher the R-value, the greater the insulating power.  All materials having the same R-value, regardless of type, thickness, or weight are equal in insulating power.   Don’t forget that R-values are […]

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