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How to Protect Your Most Treasured Possessions

By Joe Capers, Insurance Zone In prior articles we detailed the major coverages and restrictions of your homeowners, condo unit owners or renter’s policies. While these are designed to protect your structure and what’s inside, there is normally limited coverage for your valuable possessions such as jewelry, fine art, wine, antiques and other collectibles that […]

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9 Signs of Energy Loss; Know the Signs!

By Chris Balzer, I was recently asked; how do I know if my home needs insulation or improvements to make my home more energy efficient?  Some ways we can check is with a thermal Camera.  Thermal cameras can detect the slightest difference in temperature showing us leaks, missing insulation, poor seals and areas which need […]

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A Quick Guide to Self-Managing a Condominium Community Association

By Bob Ruzicka Some Condominium Associations, particularly in smaller communities, often consider self-managing association duties in lieu of paying a full-time association management company.   While these companies can be a valued asset for large communities, smaller communities may not be able to easily support the cost of their services.   Additionally, owners who are […]

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Has the Pandemic Accelerated Changes That Were Already Coming?

By Maurice Stouse Financial Advisor and Branch Manager Americans and American investors continue to be amazed and surprised at so many things that are taking place. Were we headed in this direction already and has the pandemic merely accelerated it? There is a shortage of labor (we understand there are 10 million job openings and […]

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Every Month is Life Insurance Awareness Month

By Joe Capers, Insurance Zone Although the life insurance industry has adopted the campaign that September is life insurance month, it is my belief that every month is Life Insurance Awareness Month. Recent market research done by LIMRA (Life Insurance and Market Research Association) shows that 36% of Americans plan to purchase life insurance this […]

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Does your home sweat?

When I conduct insulation inspections in attics, I normally come out with sweat on my forehead and sometimes, depending on the inspection and time of year, I am completely drenched.  This is normal and we all sweat to keep our bodies cool.  When our home sweats, that’s normally an indication of a problem.  Receiving calls […]

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Five FPRA NW Florida Coast Members Receive 40 Under 40 Honors

  On Thursday September 9, 2021, five members of the Northwest Florida Coast Chapter of the Florida Public Relations Association (FPRA) were selected for the Inaugural Class of the United Way Emerald Coast Emerging Leaders 40 under 40 Awards presented by Step One Automotive Group. This recognition highlights Okaloosa and Walton counties’ top young leaders […]

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September and October Have Historically Been the Most Volatile for the Stock Market 

By Maurice Stouse Branch Manager and Financial Advisor We often get the question or the comment regarding a market correction or worse, a bear market. We also take note that historically many corrections have been in September and October. Why that is so is the subject of speculation. Most folks are focused on now vs […]

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Benefits of a Customized Auto Policy

By Joe Capers, Insurance Zone In most states, including Florida, auto insurance is required to register and legally operate a vehicle. Like most lines of insurance in Florida, rates have been on a rise for the past few years. It may be tempting to only purchase enough coverage to meet our state’s minimum requirements. Don’t […]

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